Citizens Community Bank – Online Mortgage Application

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Mortgage Center

Today's Rates

Conventional
30 Year Fixed Rate
Rate	APR
6.750%	6.803%
20 Year Fixed Rate
Rate	APR
6.250%	6.318%
15 Year Fixed Rate
Rate	APR
6.250%	6.335%
Government
FHA 30 Year Fixed Rate
Rate	APR
6.625%	7.459%

VA 30 Year Fixed Rate
Rate	APR
6.875%	7.299%
USDA/Rural Development 30 Year
Rate	APR
7.875%	8.440%

Personalized Quote

Kimberly Seppi

Asst Vice President & Loan Officer

NMLS #: 995261

Office: 618-566-8800

Fax: 618-566-2827

Email: kseppi@citizenscommunitybank.com

9 E. Main St.
Mascoutah, IL 62258

I have been a Mortgage and Loan Professional for more than 40 years. My career has always been with community banks and that is where my heart is, knowing the "decision making" is done right there with my input. Read more about Kimberly

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

Click Apply Now and complete the application.
When you have completed the application, click submit and your information will be reviewed.
I will follow up to answer your questions.

Click a Rate or APR (Annual Percentage Rate) under Today's Rates to view additional legal disclosures. You may need to disable pop-up window blockers in your browser in order to view the disclosures.

Apply Now

My goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help. Contact me at 618-566-8800.

Rate Watch

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Government Loans

Looking for a no down payment VA loan or a low down payment FHA loan? You have come to the right place!

Home Equity

Put your home to work for you with a home equity loan or line of credit.

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